Estimate Your Monthly Payment
Mortgage Calculator
Estimate your monthly mortgage payment by adjusting the home price, down payment, interest rate, loan term, annual property taxes, homeowners insurance, HOA fees, and PMI.
Mortgage Details
Loan Amount$520,000
Down Payment20.0%
Estimated Monthly Payment
$4,187
Principal & Interest
$3,287Property Taxes
$750Home Insurance
$150HOA
$0PMI
$0Loan Amount
$520,000$4,187
Monthly Payment
Loan Amortization
See how each monthly payment is applied toward principal and interest over the life of your loan.
Year 1 of 30
| Payment | Date | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | Aug 2026 | $470 | $2,817 | $519,530 |
| 2 | Sep 2026 | $473 | $2,814 | $519,057 |
| 3 | Oct 2026 | $475 | $2,812 | $518,582 |
| 4 | Nov 2026 | $478 | $2,809 | $518,104 |
| 5 | Dec 2026 | $480 | $2,806 | $517,624 |
| 6 | Jan 2027 | $483 | $2,804 | $517,141 |
| 7 | Feb 2027 | $486 | $2,801 | $516,655 |
| 8 | Mar 2027 | $488 | $2,799 | $516,167 |
| 9 | Apr 2027 | $491 | $2,796 | $515,676 |
| 10 | May 2027 | $494 | $2,793 | $515,183 |
| 11 | Jun 2027 | $496 | $2,791 | $514,687 |
| 12 | Jul 2027 | $499 | $2,788 | $514,188 |